TERP Module
Advances against gold — valuation, interest, redemption and the ticket, with the ledger kept straight.
Weigh an article, value it on net weight and purity, and lend against it. Interest is charged by the month with a part month counting as a whole one, exactly as the counter quotes it. Payments settle interest first and then the advance; a customer can renew by settling the interest and extending the term. The pawn ticket prints in two copies with the weights the valuation was based on and the terms in words. A due-and-overdue screen tells you who to ring and texts them, and customer history tells you whether they came back last time.
Key features
See it in action
Weigh: 25g gross, 3g of stones, 22 carat. It values at 564,666 on net weight and purity.
Advance 451,733 at 80%. The ledger shows Dr Pawning Advances, Cr Cash — a loan, not takings.
The ticket prints twice: one for the customer, one for the safe.
Three months on the pledge screen shows what it takes to redeem today.
They settle the interest and renew for six more months; the clock restarts from today.
Who it is for
Explore more
★ Built-in AI assistant
Every TERP workspace includes an AI assistant that explains any Pawning feature or report in plain language — so you and your team are productive from day one, no manual required. It answers from TERP's own guides, anytime.
Every module shares one ledger, one customer list and one login.
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SEMICOLANS ERP